Arohan Financial Services

Arohan Financial Services

Finance - NBFC Unlisted Active
INE808K01017 Est. 2006 Website
Current Price 24 Aug 2026
₹228.00

Min lot: 100 shares

Market Cap ₹3,635 Cr
P/E Ratio 29.7x
EPS ₹8.02
Face Value ₹10.00
Book Value ₹135.36
P/B Ratio 1.68x
Min Lot 100 sh.
Total Debt ₹5,900 Cr

Price Trend

Period Change
Period High
Period Low

Prices shown are indicative unlisted-market bid prices, updated periodically.

About Arohan Financial Services

Arohan Financial Services Limited, based in Kolkata and set up in 2006, is an NBFC-MFI within the Aavishkaar Group, built around expanding financial inclusion by offering credit, insurance and other products to low-income households, women borrowers and micro-enterprises that typically struggle to access formal banking.

The company runs a fairly large branch network spread across 18-plus states, using a joint-liability-group model to extend collateral-free loans, alongside digital lending through its Arohan Privilege platform. its loan portfolio has grown past ₹6,000 crore, reaching millions of underserved customers, the company is recognised for strong credit ratings and social-performance metrics, pairing sustainable business practices with a stated mission of empowering economically marginalised communities.

Financial Highlights

All figures are in Crores (₹)

FY22FY23FY24FY25FY26 YOY %CAGR %
Net Sales901.71,0701,6291,6920.37-100.0%-85.8%
Other Income18.721.55.903.506.67+90.6%-22.7%
Total Income920.41,0911,6351,6951,545-8.9%+13.8%
Operating Profit490.6563.41,010776.9697.2-10.3%+9.2%
Interest401.8468.6592.2632.0524.6-17.0%+6.9%
Depreciation5.904.805.706.909.21+33.5%+11.8%
Total Expenditure837.51,0011,2221,5571,388-10.9%+13.5%
Exceptional Income0.000.000.000.000.00
PBT82.990.0412.4138.1163.4+18.3%+18.5%
TAX22.019.298.628.441.1+44.6%+16.9%
PAT61.070.7313.8109.7122.3+11.5%+19.0%
EPS (₹)₹3.84₹4.45₹19.75₹7.20₹8.02+11.4%+20.2%
FY22FY23FY24FY25FY26 YOY %CAGR %
Shareholder Funds1,0241,3381,9152,0252,158+6.6%+20.5%
Total Debt0.000.000.000.005,900
Current Liabilities2,1502,5402,8503,241-100.0%
Non Current Liabilities1,1211,2801,4501,650-100.0%
Total Liabilities5,2306,0188,1156,8868,220+19.4%+12.0%
Current Assets3,2413,6804,1214,650-100.0%
Non Current Assets980.41,1111,2411,391-100.0%
Total Assets5,2306,0188,1156,8868,220+19.4%+12.0%
FY22FY23FY24FY25FY26 YOY %CAGR %
Cash Flow From Operating Activities-185.4-215.2-245.6-285.4-1,206-322.7%-59.7%
Cash Flow From Investing Activities-65.2-74.5-85.4-98.5-74.4+24.5%-3.3%
Cash Flow From Financing Activities245.2285.4330.2385.41,176+205.1%+48.0%
Free Cash Flow-205.4-235.2-265.4-310.2-1,214-291.4%-55.9%
FY22FY23FY24FY25FY26YOY %
ROE(%)6.005.3016.405.405.70+5.6%
ROCE(%)9.409.4012.4011.308.50-24.8%
ROA(%)1.201.203.901.601.50-6.3%
Current Ratio(x)1.501.401.401.40-100.0%
Debt / Equity(x)0.000.000.000.002.73

No documents available yet.

Net Sales (in Cr.)

Total Income (in Cr.)

Net Profit (in Cr.)

Operating Profit (in Cr.)

Shareholder Funds (in Cr.)

Total Assets (in Cr.)

Operating Cash Flow (in Cr.)

Investing Cash Flow (in Cr.)

Financing Cash Flow (in Cr.)

Free Cash Flow (in Cr.)

Company Information

ISIN INE808K01017
Industry Finance - NBFC
Category Pre IPO
Incorporated 2006
Min Lot Size 100 shares
Demat Required Yes
ROFR Applicable No

Frequently Asked Questions

How to buy Arohan Financial Services unlisted shares?

You can buy Arohan Financial Services unlisted shares through UnlistedGain by clicking the "Buy Shares" button on this page. Our team will guide you through KYC, payment, and direct share transfer to your demat account.

What is the minimum lot size for Arohan Financial Services?

The minimum lot size for Arohan Financial Services is 100 shares. Transactions are processed in multiples of this quantity.

Is it safe to invest in Arohan Financial Services?

Investing in unlisted shares carries risks including illiquidity and limited public disclosures. Through UnlistedGain, shares are transferred directly to your demat account ensuring ownership security. Always consult a SEBI-registered advisor before investing.

What documents are needed to buy Arohan Financial Services shares?

You will need a valid Demat account, PAN card, and KYC documents. Our team will guide you through the complete verification process after you submit your inquiry.