Berar Finance Limited

Berar Finance Limited

Finance - NBFC Unlisted Active
INE998Y01017 Est. 1990 Website
Current Price 24 Aug 2026
₹525.00

Min lot: 500 shares

Market Cap ₹788 Cr
P/E Ratio 21.8x
EPS ₹24.13
Face Value ₹10.00
Book Value ₹332.40
P/B Ratio 1.58x
Min Lot 500 sh.
Total Debt ₹1,153 Cr

Price Trend

Period Change
Period High
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Prices shown are indicative unlisted-market bid prices, updated periodically.

About Berar Finance Limited

Berar Finance Limited based in Nagpur and established in 1990, is an NBFC known mostly for two-wheeler financing across Central and Western India. Over time it has broadened into vehicle refinance, used-car loans, personal loans and secured products such as loans against property for small businesses.

The company's customer base sits largely in semi-urban and rural areas, aimed at improving credit access for underserved segments. Berar Finance has built out a fairly wide branch network across states and is among the relatively small number of NBFCs in India licensed to accept public deposits, a marker of its established standing in the sector.

Financial Highlights

All figures are in Crores (₹)

FY22FY23FY24FY25FY26 YOY %CAGR %
Net Sales175.5217.9251.4294.6357.7+21.4%+19.5%
Other Income0.100.100.400.400.20-50.0%+18.9%
Total Income175.6218.0251.8295.0357.9+21.3%+19.5%
Operating Profit115.0125.6138.5177.4205.2+15.7%+15.6%
Interest90.299.9103.9130.2155.7+19.6%+14.6%
Depreciation2.404.004.705.005.80+16.0%+24.7%
Total Expenditure153.2196.2221.9252.7314.2+24.3%+19.7%
Exceptional Income0.000.000.000.000.00
PBT22.421.730.042.343.7+3.3%+18.2%
TAX5.004.607.8010.07.50-25.0%+10.7%
PAT17.417.122.232.336.2+12.1%+20.1%
EPS (₹)₹11.60₹11.40₹14.80₹21.53₹24.13+12.1%+20.1%
FY22FY23FY24FY25FY26 YOY %CAGR %
Shareholder Funds259.1275.2296.2327.4498.6+52.3%+17.8%
Total Debt480.6499.8700.3920.81,153+25.2%+24.5%
Current Liabilities772.2856.71,0121,2521,527+21.9%+18.6%
Non Current Liabilities7.109.107.509.1010.2+12.1%+9.5%
Total Liabilities1,0381,1411,3161,5892,036+28.1%+18.3%
Current Assets1,0101,1031,2761,5471,990+28.6%+18.5%
Non Current Assets28.538.339.941.745.8+9.8%+12.6%
Total Assets1,0381,1411,3161,5892,036+28.1%+18.3%
FY22FY23FY24FY25FY26 YOY %CAGR %
Cash Flow From Operating Activities-148.6-77.2-118.6-227.3-370.8-63.1%-25.7%
Cash Flow From Investing Activities26.2-13.5-35.2-26.77.60+128.5%-26.6%
Cash Flow From Financing Activities125.796.399.9263.2381.8+45.1%+32.0%
Free Cash Flow-150.5-79.4-120.2-231.1-372.9-61.4%-25.5%
FY22FY23FY24FY25FY26YOY %
ROE(%)6.706.207.509.907.30-26.3%
ROCE(%)11.1011.0010.5011.2010.10-9.8%
ROA(%)1.701.501.702.001.80-10.0%
Current Ratio(x)1.301.301.301.201.30+8.3%
Debt / Equity(x)1.851.822.362.812.31-17.8%

No documents available yet.

Net Sales (in Cr.)

Total Income (in Cr.)

Net Profit (in Cr.)

Operating Profit (in Cr.)

Shareholder Funds (in Cr.)

Total Assets (in Cr.)

Operating Cash Flow (in Cr.)

Investing Cash Flow (in Cr.)

Financing Cash Flow (in Cr.)

Free Cash Flow (in Cr.)

Company Information

ISIN INE998Y01017
Industry Finance - NBFC
Category Pre IPO
Incorporated 1990
Min Lot Size 500 shares
Demat Required Yes
ROFR Applicable No

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