Fino Paytech Ltd.

Fino Paytech Ltd.

Finance - Others Unlisted Active
INE511I01011 Est. 2006 Website
Current Price 24 Aug 2026
₹108.00

Min lot: 1,000 shares

Market Cap ₹1,130 Cr
P/E Ratio 11.6x
EPS ₹9.32
Face Value ₹10.00
Book Value ₹79.57
P/B Ratio 1.36x
Min Lot 1,000 sh.
Total Debt ₹840 Cr

Price Trend

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Period High
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Prices shown are indicative unlisted-market bid prices, updated periodically.

About Fino Paytech Ltd.

Fino Paytech, founded on 13 July 2006 and based in Mumbai, is the parent company of Fino Payments Bank. it runs as a business-and-banking-technology platform paired with a wide services-delivery network, built to support end to end customer sourcing and servicing as an alternate banking channel.

The company is owned by a mix of international and Indian institutional investors, it has set itself up as a technology partner to micro-finance institutions, government bodies, banks and insurance companies, with a stated goal of meeting the financial-service needs of a wide customer base.

Financial Highlights

All figures are in Crores (₹)

FY21FY22FY23FY24FY25 YOY %CAGR %
Net Sales834.51,0011,1491,3391,654+23.5%+18.6%
Other Income25.949.8141.9158.1210.6+33.2%+68.9%
Total Income860.41,0511,2911,4971,864+24.5%+21.3%
Operating Profit56.122.0166.9200.7252.7+25.9%+45.7%
Interest39.630.154.257.965.0+12.3%+13.2%
Depreciation66.343.750.463.273.1+15.7%+2.5%
Total Expenditure910.11,1031,2291,4181,750+23.4%+17.8%
Exceptional Income0.000.000.000.000.00
PBT-49.8-51.862.379.6114.6+44.0%+23.2%
TAX0.601.3012.2-1.3017.1+1,415.4%+131.1%
PAT-50.4-53.150.180.897.5+20.7%+17.9%
EPS (₹)₹-4.82₹-5.08₹4.79₹7.72₹9.32+20.7%+17.9%
FY21FY22FY23FY24FY25 YOY %CAGR %
Shareholder Funds170.51,258637.5725.6832.3+14.7%+48.6%
Total Debt246.90.70454.7732.8839.5+14.6%+35.8%
Current Liabilities992.81,2421,9242,7963,483+24.6%+36.9%
Non Current Liabilities101.454.458.365.043.2-33.5%-19.2%
Total Liabilities1,2652,5542,6203,5874,359+21.5%+36.3%
Current Assets1,0392,2822,2693,0463,365+10.5%+34.2%
Non Current Assets225.7271.8350.8541.1993.4+83.6%+44.8%
Total Assets1,2652,5542,6203,5874,359+21.5%+36.3%
FY21FY22FY23FY24FY25 YOY %CAGR %
Cash Flow From Operating Activities442.9217.4387.1595.1596.1+0.2%+7.7%
Cash Flow From Investing Activities-416.2671.2-538.8-574.6-863.0-50.2%-20.0%
Cash Flow From Financing Activities76.620.4-506.5214.032.6-84.8%-19.2%
Free Cash Flow369.0150.6299.8506.9458.1-9.6%+5.6%
FY21FY22FY23FY24FY25YOY %
ROE(%)-29.60-4.207.9011.1011.70+5.4%
ROCE(%)4.400.906.405.605.80+3.6%
ROA(%)-4.00-2.101.902.302.20-4.3%
Current Ratio(x)1.001.801.201.101.00-9.1%
Debt / Equity(x)1.450.000.711.011.01+0.0%

No documents available yet.

Net Sales (in Cr.)

Total Income (in Cr.)

Net Profit (in Cr.)

Operating Profit (in Cr.)

Shareholder Funds (in Cr.)

Total Assets (in Cr.)

Operating Cash Flow (in Cr.)

Investing Cash Flow (in Cr.)

Financing Cash Flow (in Cr.)

Free Cash Flow (in Cr.)

Company Information

ISIN INE511I01011
Industry Finance - Others
Category Pre IPO
Incorporated 2006
Min Lot Size 1,000 shares
Demat Required Yes
ROFR Applicable No

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The minimum lot size for Fino Paytech Ltd. is 1000 shares. Transactions are processed in multiples of this quantity.

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