Motilal Oswal Home Finance Limited

Motilal Oswal Home Finance Limited

Finance - Housing Unlisted Active
INE658R01011 Est. Dec 2013 Website
Current Price 25 Jul 2026
₹11.50

Min lot: 1,000 shares

Market Cap ₹6,990 Cr
P/E Ratio 44.0x
EPS ₹0.26
Face Value ₹1.00
Book Value ₹2.65
P/B Ratio 4.34x
Min Lot 1,000 sh.
Total Debt ₹3,442 Cr

Price Trend

Period Change
Period High
Period Low

Prices shown are indicative unlisted-market bid prices, updated periodically.

About Motilal Oswal Home Finance Limited

Motilal Oswal Home Finance came out of the Motilal Oswal Group in 2013, built around affordable housing rather than the big ticket end of the market. Products cover home purchase, construction, renovation, extension and loans against property.

The customers are mostly low and middle income households, often people who cannot produce the neat salary slips a large bank wants to see. Underwriting matters more in that segment than it does anywhere else. MOHFL is registered with the RBI as a Housing Finance Company and leans on technology to stop the process dragging on.

The retail book is spread across several states with a branch network and sourcing channels behind it. Asset quality has held up reasonably well, which in this corner of lending is the one number that actually tells you something.

Financial Highlights

All figures are in Crores (₹)

FY22FY23FY24FY25FY26 YOY %CAGR %
Net Sales521.7526.8578.0630.0800.2+27.0%+11.3%
Other Income4.505.1311.121.60.61-97.2%-39.3%
Total Income526.2531.9589.1651.6800.8+22.9%+11.1%
Operating Profit352.0397.8426.9439.5541.2+23.1%+11.4%
Interest229.0218.6250.4267.5326.1+21.9%+9.2%
Depreciation4.693.695.215.546.45+16.4%+8.3%
Total Expenditure407.9356.4417.8485.2592.2+22.1%+9.8%
Exceptional Income0.000.000.000.000.00
PBT118.3175.5171.3166.4208.6+25.3%+15.2%
TAX23.439.238.836.249.8+37.6%+20.7%
PAT94.9136.4132.5130.3158.8+21.9%+13.7%
EPS (₹)₹0.16₹0.22₹0.22₹0.22₹0.26+18.2%+13.6%
FY22FY23FY24FY25FY26 YOY %CAGR %
Shareholder Funds1,0071,1481,2871,4291,608+12.5%+12.4%
Total Debt1,8602,2772,7800.003,442+16.6%
Current Liabilities2,7492,9933,2564,0874,694+14.8%+14.3%
Non Current Liabilities6.667.158.9914.317.0+19.1%+26.4%
Total Liabilities3,7634,1484,5525,5306,319+14.3%+13.8%
Current Assets3,7164,1074,5195,4886,288+14.6%+14.1%
Non Current Assets46.741.233.142.330.2-28.7%-10.3%
Total Assets3,7634,1484,5525,5306,319+14.3%+13.8%
FY22FY23FY24FY25FY26 YOY %CAGR %
Cash Flow From Operating Activities175.4-239.239.3-569.1-947.5-66.5%-52.4%
Cash Flow From Investing Activities-19.5-4.6621.418.5-71.8-487.9%-38.6%
Cash Flow From Financing Activities-244.5287.9107.6718.71,206+67.9%+49.0%
Free Cash Flow169.2-247.335.1-576.9-953.1-65.2%-54.1%
FY22FY23FY24FY25FY26YOY %
ROE(%)9.4011.9010.309.109.90+8.8%
ROCE(%)9.409.609.407.908.60+8.9%
ROA(%)2.503.302.902.402.50+4.2%
Current Ratio(x)1.401.401.401.301.30+0.0%
Debt / Equity(x)1.851.982.160.002.14

No documents available yet.

FY19 YOY %CAGR %
Net Sales
Other Income6.94+0.0%
Total Income641.5+0.0%
Operating Profit190.1+0.0%
Interest404.1+0.0%
Depreciation4.49+0.0%
Total Expenditure451.4+0.0%
Exceptional Income
PBT-211.6+0.0%
TAX
PAT-136.9+0.0%
EPS (₹)₹-0.25+0.0%
FY19 YOY %CAGR %
Shareholder Funds
Total Debt
Current Liabilities
Non Current Liabilities
Total Liabilities
Current Assets
Non Current Assets
Total Assets
FY19 YOY %CAGR %
Cash Flow From Operating Activities-155.9+0.0%
Cash Flow From Investing Activities-49.4+0.0%
Cash Flow From Financing Activities200.4+0.0%
Free Cash Flow-205.3+0.0%
FY19YOY %
ROE(%)
ROCE(%)
ROA(%)
Current Ratio(x)
Debt / Equity(x)

Net Sales (in Cr.)

Total Income (in Cr.)

Net Profit (in Cr.)

Operating Profit (in Cr.)

Shareholder Funds (in Cr.)

Total Assets (in Cr.)

Operating Cash Flow (in Cr.)

Investing Cash Flow (in Cr.)

Financing Cash Flow (in Cr.)

Free Cash Flow (in Cr.)

Company Information

ISIN INE658R01011
Industry Finance - Housing
Category Pre IPO
Incorporated December 2013
Min Lot Size 1,000 shares
Demat Required Yes
ROFR Applicable No

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